Stockton, CA Real Estate Agent | Valery Alexander-Thomas | CENTURY 21

Val's View

Welcome to Val's View where you will find current real estate news, local events and a look into California lifestyles.  Check back often for new information, however, if you ever have any questions or need assistance with your real estate needs, please don't hesitate to contact me.  I am here to help. .

Find a California Delta Marina

Use our Marina Guide to find the right Marina for your visit and stay at the California Delta. You can browse all of the Delta Marinas by city. Our Featured Marina Listings include useful information such as the guest amenities and boating amenities available to guests along with mapping and contact information.  Browse Marina's by City or alphabetical order...

California's Water: Sacramento-San Joaquin River Delta

Just a few miles south of Sacramento, two of California’s major rivers converge to form one of the most important features of California’s water system – the Sacramento-San Joaquin River Delta. More than 23 million Californians and millions of acres of farmland rely on the Delta for all or part of their water supply, and countless species depend on it for their habitat.

But for all its importance, few people know anything about the Delta. This segment of “California’s Water” focuses on the Delta and the aging levees that protect farmland, communities and critical infrastructure. The segment takes viewers on a boat tour of the Delta for a close look at this unique and vulnerable landscape, a discussion of its history and what it all means to California. Background on the Issue

Covering more than 700 square miles, the Delta is a patchwork of nearly 60 islands and tracts surrounded by natural and man-made channels and sloughs. It is a popular destination for boaters and other recreationists, and home to more than 750 distinct species of plants and wildlife. Salmon, striped bass and other key species such as Delta smelt depend on the Delta and its many marshes and waterways for their food and habitat.  Learn more....  

Mortgage rates edge downwards

MCLEAN, VA--(Marketwired - Jul 25, 2013) - Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates easing for the second consecutive week helping to alleviate concerns over a slowdown in the housing market and amid recent strong homes sales data for June.

News Facts

  • 30-year fixed-rate mortgage (FRM) averaged 4.31 percent with an average 0.8 point for the week ending July 25, 2013, down from last week when it averaged 4.37 percent. Last year at this time, the 30-year FRM averaged 3.49 percent.
  • 15-year FRM this week averaged 3.39 percent with an average 0.8 point, down from last week when it averaged 3.41 percent. A year ago at this time, the 15-year FRM averaged 2.80 percent.
  • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.16 percent this week with an average 0.7 point, down from last week when it averaged 3.17 percent. A year ago, the 5-year ARM averaged 2.74 percent.
  • 1-year Treasury-indexed ARM averaged 2.65 percent this week with an average 0.4 point, down from last week when it averaged 2.66 percent. At this time last year, the 1-year ARM averaged 2.71 percent.

Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following links for the Regional and National Mortgage Rate Details and Definitions. Borrowers may still pay closing costs which are not included in the survey.  Read more...

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Stockton, CA   -  209.954.9100